銀行信貸風險管理(ppt 25頁)

DEBT RECOVERY 貸款收回（3）
Feedback 回饋
- lessons learnt - Credit Alert (early warning signs), training course
- 吸取教訓 – 每月簡訊（預警信號）、培訓課程
- loophole - change in credit policy or procedures, management information
- 漏洞 - 信用政策或程序的改變，管理信息
- cross-stream application and experience sharing – PFS & CIB – e.g. concept of restructuring, receivership
- 跨部門應用及經驗分享 –個人信貸和商業信貸 - 例如：債務重組和資產接管的概念
DEBT RECOVERY貸款收回（4）
Human Resources18新利真人网
- specialized skills – understanding of legal system, able to face and handle confrontation, negotiation, leadership, decision-making
- 專業技能 - 了解法律體係，能夠應對挑戰及對立局麵，具備談判技巧、領導才能和決策的能力
- built on solid credit background
- 具備良好的授信/信貸知識及經驗
- flat reporting structure
- 扁平的組織架構
- support from senior management
- 高層管理的支持

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